NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 19, 2021 MORTGAGOR: Louis Sudheimer, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded March 22, 2021, in the office of the Registrar of Titles, as Document No. T02694089, Ramsey County, Minnesota. MORTGAGED PROPERTY ADDRESS: 1605-1607 Arcade Ave, St. Paul, MN 55106 TAX PARCEL I.D. NOS. 20.29.22.11.0067 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Phalen View except the North 25 feet thereof; and Lot 13, Block 1, Phalen View, Ramsey County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $197,406.24 INTEREST RATE AND PER DIEM: Current interest rate is 4.00%, with a daily per diem of $20.9842. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, Subd. 30. The name of the residential mortgage servicer and lender or broker, as defined in Minn. Stat. 58.02 is: Affinity Plus Federal Credit Union. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2026, at 10:00 am. PLACE OF SALE: Ramsey County Sheriff's Office, 360 Wabasha Street North, Suite 111, St. Paul, Minnesota 55102, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: May 19, 2027, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 22, 2026AVISEN LEGAL P.A. By: /s/ Creig Andreasen Creig Andreasen (#334832) 901 Marquette Avenue South, Suite 1675 Minneapolis, MN 55402 612-416-2199 Attorney in Fact for Affinity Plus Federal Credit Union(October 5-12-19-26-November 2-9) ======== ST. PAUL LEGAL LEDGER ======= 4200261