NOTICE OF MORTGAGE FORECLOSURE SALEDATE: August 11, 2026 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: January 27, 2003 2. Mortgagors: Melody Ann Rose 3. Mortgagees: Dayton's Bluff Neighborhood Housing Services 4. Recording Information: Recorded on October 22, 2003, as Document Number 1784815, in the Office of the Registrar of Titles of Ramsey County, Minnesota 5. Assignments of Mortgage, if any: None. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 20-29-22-42-0083 7. Legal description of the mortgaged premises: Lot 9, Block 1, Mandehr's Addition, Ramsey County, Minnesota. Check here if all or part of the described real property is Registered (Torrens) 8. The physical street address, city, and zip code of the mortgaged premises: 1374 Searle Street, St. Paul, MN 55101 OTHER FORECLOSURE DATA 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are Center for Energy and Environment. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Dayton's Bluff Neighborhood Housing Services. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $36,000.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $8,716.50. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Ramsey County, Minnesota, at public auction on October 2, 2026, at 10:00 a.m., at 360 Wabasha Street N., Suite 111, Saint Paul, MN 55102. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on October 2, 2027. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.Name of Mortgagee or Mortgage Assignee: DAYTON'S BLUFF NEIGHBORHOOD HOUSING SERVICES 823 E 7th St. St Paul, MN 55106Name and address of Attorney for Mortgagee or Mortgage Assignee: Timothy J. Prindiville, Esq. PRINDIVILLE LAW, PA 1025 Grain Exchange South 400 South Fourth Street Minneapolis, MN 55415(August 17-24-31-September 7-14-21) ======== ST. PAUL LEGAL LEDGER ======= 4188181