NOTICE OF MORTGAGE FORECLOSURE SALENOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2024 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,500.00 MORTGAGOR(S): Jose R Esquivias Perez, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Wintrust Mortgage, A Division of Barrington Bank and Trust Co., N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 20, 2024 Ramsey County Registrar of Titles Document Number: T02774344 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: February 4, 2025 Recorded: February 7, 2025 Ramsey County Registrar of Titles Document Number: T02789338 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000312-2400354906-7 Lender/Broker/Mortgage Originator: Wintrust Mortgage, A Division of Barrington Bank and Trust Co., N.A. Residential Mortgage Servicer: U.S. Bank National Association REGISTERED LAND, CERTIFICATE OF TITLE NUMBER: 655478 COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey Property Address: 2076 Margaret Street, Saint Paul, MN 55119 Tax Parcel ID Number: 352922120065 LEGAL DESCRIPTION OF PROPERTY: The East 47.6 feet of the West 95.2 feet of the North 131 feet of Lot 6, Block 3, Robert L. Ware`s Eastern Heights Acre Lots, Ramsey County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,764.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 13, 2025 at 10:00 AM PLACE OF SALE: Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 13, 2026, or the next business day if May 13, 2026 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 24, 2025U.S. BANK NATIONAL ASSOCIATION MORTGAGEEWILFORD, GESKE & COOK, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 056261-F2NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 13, 2025 at 10:00 AM has been postponed to January 12, 2026 at 10:00 AM in the Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota in said County and State. DATED: November 4, 2025 MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 12, 2026 at 10:00 AM has been postponed to March 13, 2026 at 10:00 AM in the Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota in said County and State. DATED: December 23, 2025 MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 13, 2026 at 10:00 AM has been postponed to May 12, 2026 at 10:00 AM in the Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota in said County and State. DATED: February 11, 2026 MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 12, 2026 at 10:00 AM has been postponed to July 13, 2026 at 10:00 AM in the Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota in said County and State. DATED: May 6, 2026 MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 13, 2026 at 10:00 AM has been postponed to September 11, 2026 at 10:00 AM in the Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota in said County and State. DATED: June 26, 2026 MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION WILFORD, GESKE & COOK, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 056261-F2(July 6) ======== ST. PAUL LEGAL LEDGER ======= 4176190