NOTICE OF MORTGAGE FORECLOSURE SALENOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 8, 2025 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $271,977.00 MORTGAGOR(S): William Rinehart, married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Guaranteed Rate, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 22, 2025 Ramsey County Recorder Document Number: A05076582 ASSIGNMENTS OF MORTGAGE: And assigned to: Guaranteed Rate, Inc Dated: April 3, 2026 Recorded: April 7, 2026 Ramsey County Recorder Document Number: A05101592 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100196399048026965 Lender/Broker/Mortgage Originator: Guaranteed Rate, Inc. Residential Mortgage Servicer: ServiceMac, LLC COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey Property Address: 608 Beaumont St, Saint Paul, MN 55130 Tax Parcel ID Number: 322922120093 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Irvine Second Addition, Ramsey County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,707.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 12, 2026 at 10:00 AM PLACE OF SALE: Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 12, 2027, or the next business day if February 12, 2027 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2026GUARANTEED RATE, INC. MORTGAGEEWILFORD, GESKE & COOK, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 058444-F1(June 29-July 6-13-20-27-August 3) ======== ST. PAUL LEGAL LEDGER ======= 4174866