NOTICE OF MORTGAGE FORECLOSURE SALENOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 6, 2024 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $109,600.00 MORTGAGOR(S): Ashley Medina, a Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Lake Area Mortgage, a Division of Royal Credit Union, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 8, 2024 Ramsey County Recorder Document Number: A05024566 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: November 18, 2024 Recorded: November 20, 2024 Ramsey County Recorder Document Number: A05046403 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 101584824000520950 Lender/Broker/Mortgage Originator: Lake Area Mortgage, a Division of Royal Credit Union Residential Mortgage Servicer: U.S. Bank National Association COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey Property Address: 817 Capitol Heights, St. Paul, MN 55103 Tax Parcel ID Number: 312922210043 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 14, Ashton and Sherburne`s Addition to Saint Paul, Ramsey County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $114,375.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 20, 2026 at 10:00 AM PLACE OF SALE: Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 21, 2026, or the next business day if September 21, 2026 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2026U.S. BANK NATIONAL ASSOCIATION Mortgagee:Wilford, Geske & Cook, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 056393-F2(February 2-9-16-23-March 2-9) ======== ST. PAUL LEGAL LEDGER ======= 4131919