NOTICE OF MORTGAGE FORECLOSURE SALENOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2023 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $337,500.00 MORTGAGOR(S): Anna Golz Unmarried Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Megastar Financial Corp, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 16, 2023 Ramsey County Registrar of Titles Document Number: T02759430 ASSIGNMENTS OF MORTGAGE: And assigned to: PennyMac Loan Services, LLC Dated: November 17, 2025 Recorded: November 20, 2025 Ramsey County Registrar of Titles Document Number: T02805980 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100095315400806861 Lender/Broker/Mortgage Originator: Megastar Financial Corp Residential Mortgage Servicer: PennyMac Loan Services, LLC REGISTERED LAND, CERTIFICATE OF TITLE NUMBER: 651890 COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey Property Address: 2697 Riviera Drive S, White Bear Lake, MN 55110 Tax Parcel ID Number: 253022410073 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 2, Bacchus White Bear Hills, Ramsey County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $360,247.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 30, 2026 at 10:00 AM PLACE OF SALE: Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 30, 2026, or the next business day if July 30, 2026 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 11, 2025PENNYMAC LOAN SERVICES, LLC MORTGAGEEWILFORD, GESKE & COOK, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 057371-F1(December 15-22-29-January 5-12-19) ======== ST. PAUL LEGAL LEDGER ======= 4119047