4014 Elmwood St Vadnais Heights, MN
NOTICE OF MORTGAGE FORECLOSURE SALENOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 18, 2020
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $364,770.00
MORTGAGOR(S): Jesse R Lee and Jocelyn Lee, spouses married to each other
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Summit Mortgage Corporation, its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: August 20, 2020 Ramsey County Registrar of Titles
Document Number: T02672948
ASSIGNMENTS OF MORTGAGE:
And assigned to: U.S. Bank National Association
Dated: August 29, 2024
Recorded: August 30, 2024 Ramsey County Registrar of Titles
Document Number: T02780359
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100061907000705285
Lender/Broker/Mortgage Originator: Summit Mortgage Corporation
Residential Mortgage Servicer: U.S. Bank National Association
REGISTERED LAND, CERTIFICATE OF TITLE NUMBER: 635169
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey
Property Address: 4014 Elmwood Street, Vadnais Heights, MN 55127
Tax Parcel ID Number: 293022110061
LEGAL DESCRIPTION OF PROPERTY: The North 85 feet of Lot 9, Edgerton Grove Plat 3, Ramsey County, Minnesota
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $348,959.12
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: November 20, 2025 at 10:00 AM
PLACE OF SALE: Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 20, 2026, or the next business day if May 20, 2026 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: October 2, 2025U.S. BANK NATIONAL ASSOCIATION
MORTGAGEEWILFORD, GESKE & COOK, P.A.
Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 057150-F1NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for November 20, 2025 at 10:00 AM has been postponed to January 5, 2026 at 10:00 AM in the Ramsey Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota in said County and State.
DATED: November 14, 2025
MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION
NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE
The above referenced sale scheduled for January 5, 2026 at 10:00 AM has been postponed to March 6, 2026 at 10:00 AM in the Ramsey Ramsey County Sheriff`s Office Civil Process, 360 Wabasha Street N., Ste. 111, St. Paul, Minnesota in said County and State.
DATED: December 8, 2025
MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION
WILFORD, GESKE & COOK, P.A.
Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 057150-F1(December 15)
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